Meta ad set · Miriam’s Mortgages
5 campaign variations, one pooled lead event. Each carousel's destination matches its angle's landing page.
Preview · awaiting approvalApproved · ready to launchActivePausedEnded · archived
Preview · awaiting approval
Variation 01
Helping your child
buy a home
buy a home
Miriam’s Mortgages
Sponsored
Most parents assume what their child needs is help with the down payment. Bank of Canada research found 74 percent of… See more
Your child has savings but still cannot buy?
The block is usually qualifying income, not the down payment.
Free · no cost, no obligation
client-mim.pages.dev
The block is usually income, not the down payment
Myth
“They just need a bigger deposit.”
Fact
Bank of Canada research found 74 percent of co-signed buyers would not have qualified alone. Income is the usual gap.
client-mim.pages.dev
74 percent would not have qualified alone
Myth
“Co-signing means handing over cash.”
Fact
It adds your income to the application, not your savings. That is what moves what a lender will approve.
client-mim.pages.dev
It is your income that moves the number
Myth
“Once you co-sign you are on it for good.”
Fact
A co-signer can often come off later once your child qualifies alone, subject to the lender at that point.
client-mim.pages.dev
You do not have to stay on it forever
5/7
client-mim.pages.dev
Licensed in Ontario, based in North York
R
Verified client · Reggie · Google review
Miriam was very informative and helpful. I learned everything I needed to know and do to make it possible to own my first home.
6/7client-mim.pages.dev
5.0 on Google across 74 reviews
7/7
client-mim.pages.dev
See how I could help
Preview · awaiting approval
Variation 02
Reverse mortgages,
straight
straight
Miriam’s Mortgages
Sponsored
Over 55, asset rich and cash tight? A reverse mortgage lets you draw on your home equity while you keep the title and make… See more
Over 55 with equity in your home?
You can reach it without selling and without payments.
Free review · no obligation
client-mim.pages.dev
Reach your equity without selling or moving
Myth
“The bank ends up owning your house.”
Fact
You stay on title and stay in the home. It is settled when you sell, move out, or through your estate.
client-mim.pages.dev
You keep the title to your home
Myth
“You need strong income and credit.”
Fact
Approval rests mainly on your age, your property and where it is, not on employment income.
client-mim.pages.dev
Qualifying is about age and the home
Myth
“It is free money.”
Fact
There are no monthly payments, so interest accrues and the balance grows. That trade is the part worth thinking through.
client-mim.pages.dev
No payments, but the balance grows
5/7
client-mim.pages.dev
Licensed in Ontario, based in North York
CP
Verified client · Carol Pellegrino · Google review
Thank you Miriam for all your suggestions giving pros and cons of each. I’m completely lost when it comes to financial decisions.
6/7client-mim.pages.dev
5.0 on Google across 74 reviews
7/7
client-mim.pages.dev
See what my home could release
Preview · awaiting approval
Variation 03
Make your mortgage
tax deductible
tax deductible
Miriam’s Mortgages
Sponsored
Americans can write off their mortgage interest. Canadians cannot. The Smith Manoeuvre is the recognised way around that: as… See more
Wish your mortgage was tax deductible?
In Canada there is a legal way to get there.
Free structure review · no obligation
client-mim.pages.dev
A legal way to make the interest deductible
Myth
“It sounds like a loophole.”
Fact
It is not. Deducting interest on money borrowed to invest is long standing in the Income Tax Act.
client-mim.pages.dev
Not a loophole, just how the rules work
Myth
“You start with the investments.”
Fact
You start with the mortgage. Without a readvanceable mortgage behind it the strategy does not run.
client-mim.pages.dev
It starts with the mortgage, not the portfolio
Myth
“Your broker handles the tax side.”
Fact
Your accountant does. I build the mortgage structure and work alongside whoever runs your tax and investing.
client-mim.pages.dev
Built with your accountant, not around them
5/6
client-mim.pages.dev
Licensed in Ontario, based in North York
6/6
client-mim.pages.dev
See if the structure fits me
Preview · awaiting approval
Variation 04
Renewal is more
than a rate
than a rate
Miriam’s Mortgages
Sponsored
Your renewal is the one point in your mortgage where you can switch lenders with no penalty, restructure your term, or… See more
Renewal letter just arrived?
It's not just a rate. It's a reset.
Free review · no obligation to switch
client-mim.pages.dev
It's not just a rate, it's a reset
Myth
“Switching lenders means a penalty.”
Fact
At renewal, switching costs nothing. Most people never use that window.
client-mim.pages.dev
Switching costs nothing at renewal
Myth
“You just re-sign the same mortgage.”
Fact
Renewal is when you can restructure your term, amortization, or consolidate debt.
client-mim.pages.dev
Renewal is your restructuring window
Myth
“You can only talk to a broker at bank hours.”
Fact
Miriam takes evening and Sunday calls, which is when most people can actually think about this.
client-mim.pages.dev
Evening and Sunday calls
5/7
client-mim.pages.dev
Licensed in Ontario, based in North York
MA
Verified client · Mark Aiello · Google review
Miriam stayed in constant communication with me, keeping me up to date with the happenings prior to closing. We met several times to discuss options…
6/7client-mim.pages.dev
5.0 on Google across 74 reviews
7/7
client-mim.pages.dev
Compare my renewal
Preview · awaiting approval
Variation 05
Refinance
with a plan
with a plan
Miriam’s Mortgages
Sponsored
Thinking about a refinance? See what your equity can actually do before you commit to a number. Consolidating debt, funding… See more
Sitting on equity you're not using?
Refinance on purpose: renovation, investment, or better terms.
Free equity review · no obligation
client-mim.pages.dev
Refinance on purpose: renovation, investment, or better terms
Myth
“Refinancing is only for emergencies.”
Fact
Used with a plan, it can consolidate debt, fund a renovation, or restructure your mortgage on better terms.
client-mim.pages.dev
A plan, not just a last resort
Myth
“More equity access always costs you.”
Fact
Miriam runs the real numbers first and will tell you not to if it doesn't clearly help.
client-mim.pages.dev
The numbers come before the decision
4/6
client-mim.pages.dev
Licensed in Ontario, based in North York
RA
Verified client · Rahul Aeri · Google review
In no time, I was provided several "A Lender" options and a pre-approval amount which I was very comfortable with.
5/6client-mim.pages.dev
5.0 on Google across 74 reviews
6/6
client-mim.pages.dev
Talk through my refinance